Dragonpay is now part of Xendit. Its own pricing page proves it: every new merchant application redirects there. Here is what that actually means for your fees, your supported payment methods, and whether you should still integrate it in 2026.
Is Dragonpay Still a Separate Payment Gateway in the Philippines?
Dragonpay’s checkout still works, but it is no longer a fully independent payment gateway. Xendit made a strategic investment in Dragonpay in 2021, and as of Dragonpay’s own site checked August 2026, all merchant applications, onboarding, pricing, and integration services are managed through Xendit.
Dragonpay Corporation launched in 2010 as the Philippines’ pioneer in alternative online payments, per Dragonpay’s own About page. For over a decade, it was the go-to way for ecommerce sites to accept payment from Filipino buyers without bank accounts or credit cards, letting them pay by bank transfer or in cash at partner outlets instead.
That changed in 2021. Xendit, the Southeast Asian payments infrastructure company, made a strategic investment in Dragonpay, per Dragonpay’s own About page. Today, that same page describes the company as “a Xendit company,” and its Google search result title now reads “Dragonpay | A Xendit Company.”
The practical effect for sellers: visit Dragonpay’s own Pricing page today and it does not show a fee table. It states that merchant applications, onboarding, pricing details, and integration services are now managed through Xendit, and directs you to sign up there instead. If you’re evaluating Dragonpay for your store, you’re functionally evaluating Xendit’s checkout with Dragonpay’s channel coverage layered in.
What Do Dragonpay Payments Actually Cost Now?
Because Dragonpay’s own pricing page no longer publishes independent rates, there is no separate “Dragonpay fee” to compare. What you pay is whatever Xendit currently charges for the bank transfer and over-the-counter channels Dragonpay is known for.
| Channel | Percentage Fee | Fixed Fee | Settlement |
|---|---|---|---|
| Bank transfer (RCBC direct debit) | 1.30% | ₱15.00 minimum | Depends on bank cut-off, typically same day to next business day |
| Over-the-counter (7-Eleven) | 1.50% | ₱15.00 minimum + ₱11.00 processing fee | Typically same day to next business day |
| Over-the-counter (Cebuana Lhuillier) | — | ₱25.00 flat | Typically same day to next business day |
| PayMongo (cards, for comparison) | 3.125% | ₱13.39 | 2–7 business days |
Rates for RCBC, 7-Eleven, and Cebuana Lhuillier per Xendit’s official Philippines pricing page, checked August 2026. PayMongo card rate per PayMongo’s official pricing page, checked August 2026. Xendit and PayMongo review their rates regularly, so confirm current pricing before you integrate.
The math on a typical order: on a ₱500 payment through 7-Eleven, the 1.50% method fee (₱7.50) is below the ₱15.00 minimum, so the minimum applies. Add the ₱11.00 processing fee and the total cost is ₱26.00, or about 5.2% of the order, per Xendit’s published fee structure. On a ₱2,000 order through the same channel, 1.50% (₱30.00) clears the minimum, so the total drops to ₱41.00, or about 2.1% of the order.
That’s the pattern to watch with over-the-counter and bank transfer channels generally: the fixed-fee component eats a much bigger share of small transactions. If most of your buyers pay small amounts through Dragonpay-style OTC channels, run your actual average order value against Xendit’s current rate table before committing.
What Payment Methods Does Dragonpay Support?
Dragonpay covers online banking, over-the-counter payment at banks and retail outlets, e-wallets, cards, and buy-now-pay-later through BillEase, all under a single integration, per Dragonpay’s own site.
Per Dragonpay’s live site (checked August 2026), the channels still available through Dragonpay’s checkout include:
- Online banking: direct payment through a customer’s bank portal or any InstaPay-enabled bank
- Over-the-counter: cash payment at partner bank branches (BDO, BPI, Metrobank, Security Bank, UnionBank, RCBC, and more) and payment centers (7-Eleven, SM Payment Counters, Robinsons Department Stores, and others)
- E-wallets: GCash, Maya, GrabPay, and ShopeePay
- Cards: Visa and Mastercard, processed through partner card processors
- Buy-now-pay-later: installment payments through BillEase for larger purchases
- Mass payouts: disbursing to multiple recipients at once, useful for supplier or affiliate payments
- Recurring payments: fixed-amount debits for subscriptions or repeat billing
This breadth is Dragonpay’s real value for a Philippine seller: one integration surfaces bank transfer, cash, e-wallet, and card options together, rather than stitching together separate accounts with separate providers for each. If your buyers include people who pay in cash at a payment center because they don’t have a bank account or e-wallet, that OTC coverage is still hard to replace with a card-only checkout.
If you’re weighing BillEase installments specifically, see our BillEase merchant guide for its own merchant fees and setup requirements.
How Do You Integrate Dragonpay Into a Shopify or WooCommerce Store?
There is no dedicated Dragonpay app in the Shopify App Store or Dragonpay-branded WooCommerce plugin, based on a direct search of both as of August 2026. Sellers reach Dragonpay’s channel coverage either through Xendit’s official Shopify app and WooCommerce plugin, or through Dragonpay’s own developer API for a custom checkout.
A search of the Shopify App Store and the WordPress.org plugin directory turned up no official Dragonpay listing for either platform. That tracks with the pricing page redirect: since new merchant onboarding runs through Xendit, off-the-shelf plugin support runs through Xendit too.
Two realistic integration paths for a Philippine ecommerce store:
Through Xendit’s official plugins. Xendit maintains a Shopify payment app and a WooCommerce plugin, both installable without custom code. Once connected to a Xendit merchant account, the plugin surfaces whichever channels you’ve activated, including bank transfer and over-the-counter options that map to what Dragonpay historically offered. Our Xendit Philippines guide walks through the Shopify and WooCommerce setup steps.
Through Dragonpay’s developer API directly. Dragonpay’s site still lists a Developers section for partners building a custom checkout flow, using its own postback and return URL specification rather than a pre-built plugin. This route makes sense if you’re not on Shopify or WooCommerce, or if you need a checkout experience Xendit’s off-the-shelf plugin doesn’t support.
For most Shopify and WooCommerce sellers, the Xendit route is the simpler path. It’s also the only route Dragonpay itself now points new merchants toward.
Is Dragonpay Still Reliable and BSP-Regulated?
Dragonpay states it is regulated by the Bangko Sentral ng Pilipinas and registered with the National Privacy Commission, per Dragonpay’s own site. It has operated in the Philippines since 2010, and its infrastructure now sits alongside Xendit’s, which carries its own BSP supervision.
BSP regulation is the baseline check for any Philippine payment processor, not an optional extra. Dragonpay’s own site states it is supervised by the BSP and registered with the National Privacy Commission for data privacy compliance. Xendit Philippines Inc, the entity now running Dragonpay’s merchant operations, carries its own BSP supervision as well, per Xendit’s official site.
On track record: Dragonpay has processed Philippine ecommerce payments since 2010, longer than most gateways active in the market today. That history matters most for over-the-counter payments specifically, since Dragonpay’s brand is what many Filipino buyers already recognize at payment center counters. A newer, unfamiliar checkout brand at that counter can create hesitation a buyer wouldn’t feel paying through a name they’ve used before.
Before integrating any gateway, confirm PCI DSS compliance status and current chargeback policy directly with the provider. Fee structures, supported banks, and compliance certifications all change over time, so re-verify against the official pricing and compliance pages before you commit.
Should Philippine Sellers Still Choose Dragonpay in 2026?
Choose Dragonpay’s channel coverage (via Xendit) if your buyers rely heavily on over-the-counter cash payment or a Dragonpay checkout they already recognize. Choose PayMongo if simpler onboarding and marginally lower e-wallet rates matter more than OTC brand recognition. Either way, you’ll be signing up through Xendit or PayMongo directly, not a standalone Dragonpay account.
The decision has less to do with “Dragonpay vs the alternatives” than it used to. Since Dragonpay no longer runs independent merchant onboarding, the real choice for a new Philippine store is between Xendit (which now includes Dragonpay’s channel coverage) and PayMongo.
Lean toward Xendit if:
- A share of your buyers pay in cash at payment centers. Dragonpay’s OTC brand recognition, now running on Xendit’s rails, is a real advantage with buyers who don’t use cards or e-wallets.
- You want bank transfer, OTC, e-wallet, and card options under one account. Xendit’s single integration covers all of them.
- You’re already comparing Xendit for other reasons, such as its broader OTC outlet coverage or marketplace payment splitting.
Lean toward PayMongo if:
- ShopeePay drives meaningful volume. PayMongo’s ShopeePay rate has historically run lower than Xendit’s, per each provider’s official pricing pages, so confirm current rates for your actual mix.
- You want the simplest possible merchant onboarding, without needing OTC or bank transfer coverage at all.
If your store’s checkout already includes GCash, Maya, or cards through PayMongo or Xendit directly, adding Dragonpay-branded OTC coverage on top mainly matters if a meaningful share of your buyers specifically look for that payment center option. For most new Philippine stores in 2026, the practical move is to sign up with Xendit or PayMongo directly and treat Dragonpay as a channel you get along the way, not a separate provider you need to chase down.
Frequently Asked Questions
Is Dragonpay still available in the Philippines?
Yes. Dragonpay’s site and checkout are live, and its bank transfer, over-the-counter, and e-wallet channels still process payments. But Dragonpay’s own merchant pricing page no longer publishes independent pricing, per Dragonpay’s official site checked August 2026. It redirects entirely to Xendit, which acquired a strategic stake in Dragonpay in 2021 and now handles all merchant applications, onboarding, and pricing.
Is Dragonpay still a separate company from Xendit?
Dragonpay Corporation still operates under its own brand, but it describes itself as “a Xendit company” on its own About page, per Dragonpay’s official site. Xendit made a strategic investment in Dragonpay in 2021. Today, new merchant sign-ups, pricing, and integration support all route through Xendit rather than a standalone Dragonpay sales process.
How much does Dragonpay charge Philippine sellers?
Dragonpay does not publish an independent fee schedule anymore. Its pricing page redirects to Xendit. For the bank transfer and over-the-counter channels Dragonpay is known for, check Xendit’s current per-channel rates: for example, RCBC direct debit at 1.30% with a ₱15.00 minimum, and Cebuana Lhuillier over-the-counter at a flat ₱25.00, per Xendit’s official Philippines pricing page checked August 2026.
Does Dragonpay work with Shopify or WooCommerce?
There is no dedicated Dragonpay app in the Shopify App Store or Dragonpay-branded plugin in the WordPress.org plugin directory, based on a direct search of both as of August 2026. Philippine sellers who want Dragonpay-style bank transfer and over-the-counter coverage on Shopify or WooCommerce should use Xendit’s official Shopify app or WooCommerce plugin, or integrate directly through Dragonpay’s own developer API for a custom checkout.
Is Dragonpay BSP-regulated and safe to use?
Yes. Dragonpay states it is regulated by the Bangko Sentral ng Pilipinas and registered with the National Privacy Commission, per Dragonpay’s official site. Dragonpay has operated in the Philippines since 2010 as the country’s pioneer in alternative online payments, and its infrastructure now runs alongside Xendit’s, which is also BSP-supervised.